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Montenegro Citizenship by Investment


Minimum Investment


Dual citizenship

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Montenegro since 2019 has a program that offers foreign citizens the opportunity to obtain citizenship of the country by substantial investments. The most common way to acquire citizenship by investment in Montenegro is:

Purchase of real estate and an indispensable non-refundable payment to the government fund.
Advantages of obtaining a citizenship-by-investment visa in Montenegro

Montenegro citizenship by investment program is one of the most popular as it offers excellent advantages:

Montenegro allows dual citizenship
High quality of life
It is not necessary to reside permanently in the country.
It is possible to include your spouse and children
Montenegro is a candidate for accession to the European Union.
Visa-free access to more than 120 countries
Montenegrin citizenship grants the right to live and work in Montenegro.

The citizenship by investment process is not at all complicated, in fact it is quite fast and simple. Only 200 applications for citizenship by investment are accepted per year.

All foreign citizens who have the necessary financial resources and meet all the requirements and documents required by Montenegro are considered eligible for citizenship by investment in Montenegro.

Citizenship by investment in Montenegro is a truly excellent option due to its favorable conditions and is accompanied by the following benefits:

  • No personal visit is required
  • If Montenegro joins the European Union, citizens will be able to live and work in any EU country.
  • No interview required
  • Low criminality
  • Jurisdiction with low tax rates
  • Unrestricted real estate acquisition
  • Low cost of living
  • No restricted nationality

To gain access to citizenship by investment in Montenegro you must first meet a number of requirements listed below:

  • No criminal record
  • Be in good health
  • Be over 18 years of age
  • The persons included in the application go through the due diligence process.
  • You must pay additional costs including government fees, due diligence and the cost of the biometric passport.
  • Investment options for the Golden Visa in Montenegro.

Real Estate Investment

This investment allows immediate citizenship for foreigners who invest in the purchase of a real estate property in the country, the amount will depend on the area where you buy. The amounts range from 250,000 EUR in the central and northern part of the country to 450,000 EUR in the coastal area and Podgorica.

Donation to the Government Fund

To qualify for this investment you must make a contribution of minimum 100,000 EUR specifically to the non-refundable Government Fund.

It should be noted that these two investments must be made together.

Necessary Documentation:

  • Certified copy of passport
  • Criminal record
  • Identity card
  • Original or certified copy of Birth certificate
  • Original or Certified Copy of Marriage Certificate
  • Evidence of Health Insurance
  • Medical certificate
  • Process to apply for the Golden Visa of Montenegro
  • Applying through an authorized agency that is accredited by the government of Montenegro.
  • Selection of the type of investment to be made. Time 2 days
  • Gather documentation and requirements. Time 6 weeks
  • Review of documents by the government and wait for the decision to be made. Waiting time 5 weeks
  • Granting of citizenship. Waiting time 6-8 weeks

To apply for citizenship in Montenegro you must gather all the necessary documents to start the process, make the application and make sure you meet the requirements to the letter.

Montenegrin citizenship by investment does not require renewal since it is a lifetime citizenship.

Owning a real estate property in the small and beautiful country of Montenegro is undoubtedly a good investment, besides the great advantage of obtaining citizenship of Montenegro.

Law on Residence by Real Estate Investment in Montenegro

The law on residence by real estate investment in Montenegro states that citizens of other countries who make an investment in real estate can apply for citizenship and if they meet all the requirements they will obtain it quickly.

For this they must have sufficient financial resources, be over 18 years of age, have no criminal record and clearly meet the payment requirements imposed by the government.

Characteristics of the real estate market in Montenegro

The real estate market in Montenegro is characterized for being in continuous growth, that is why it is quite attractive for foreign investors since having a property in a beach paradise with beautiful views of the Adriatic Sea is undoubtedly an excellent investment.

On the market you will be able to find beach houses, apartments and luxurious houses in the most popular places to live, among which are: Podgorica the capital, Cetiña, Kotor, Perast, Budva, Herceg Novi and Bar, where you can also find expat communities.

Below is the list of real estate prices in Montenegro:

  • Houses: from 650,000EUR to 900,000 EUR.
  • Apartments: From 250,000 EUR up to 600,000 EUR


Other countries offering similar citizenship-by-investment programs